
The presents
We all have this imaginary pressure that pushes us to overspend at Christmas. It’s like the magic grabs us and makes us forget that we have a budget, which is very real and can’t just magically expand. But nobody really expects us to be in debt for six months just to give them nice gifts.
Go at your own pace and only buy things you know you can afford. You can always add some homemade presents, which people love receiving and ads a really personal touch. If you have a large family, you might decide to try a gift exchange for the adults or even decide to only give presents to the kids this year.